Ayushman Bharat Yojana 2023 PMJAY Is Also Known As Ayushman Bharat Pradhan Mantri Jan Arogya Yojana Scheme, One Of The Biggest Healthcare Schemes That Is Sponsored By The Government Of India. Prime Minister, Narendra Modi Rolled Out Pradhan Mantri Jan Arogya Yojana Healthcare Scheme To Cover More Than 50 Crore Indian Citizens And Nearly 10 Crore Underprivileged Families Without Any Limitations About Family Size And Age. Ayushman Bharat Yojana (PMJAY) Will Help These Households Avail The Bet Healthcare Services With Insurance Coverage Up To INR 5 Lakh For Each Family Per Year For Tertiary And Secondary Hospitalization Expenses.
PM Ayushman Bharat Yojana Scheme Is Paperless And Offers Cashless Hospitalization Cover At Public Hospitals And Network Private Hospitals. Ayushman Bharat Health Insurance Covers The Cost Of Hospitalization, Pre-Hospitalization, Medication, And Post Hospitalization Expenses Incurred During The Treatment, Which Is Applicable To Almost All Tertiary And Secondary Care Procedures.
Ayushman Bharat Yojana 2023 Details
| Higher Authority | National Health Authority Government Of India |
| Department | Ministry Of Health And Family Welfare |
| Scheme | Pradhan Mantri Jan Arogya Yojana (PM-JAY) |
| Known As | Ayushman Bharat Yojana |
| Type Of Scheme | Universal Health Coverage (UHC) |
| Beneficiaries | Indian Nationals |
| Benefits | Health Insurance Of Rs. 5 Lakh To All Families Covered In Pm-Jay |
| Ayushman Bharat Pm-Jay Launched On | 23 September 2018 |
| Official Website | www.pmjay.gov.In |
Features Of Ayushman Bharat Yojana
In Addition To Be A Life Saver Scheme For Lower Middle Income The Other Key Features Of Pradhan Mantri Ayushman Bharat Yojana (PMJAY) Are As Follows:
- Ayushman Bharat Yojana Scheme Is A Family Floater Scheme With A Sum Assured Of Rs. 5 Lakh Per Family Enrolled
- This Scheme Is Specially Designed For People Below The Poverty Line Who Do Have Access To Internet Or Online Health Plans
- PMJAY Scheme Facilitates Cashless Healthcare Services To Its Beneficiary In Any Of The Public Sector Hospitals And Private Network Hospital
- Moreover, Pradhan Mantri Ayushman Bharat Yojana Also Recompenses The Transportation Cost Incurred By The Beneficiary During The Pre And Post-Hospitalization Period
- Along With Medical Treatment Expenses, Ayushman Bharat Yojana Insurance Package Also Covers The Day-Care Expenses Incurred By The Beneficiary
- PMJAY Scheme Also Covers Some Of The Specific Pre-Existing Diseases
- The Payment For Medical Expenses Is To Be Made Based On The Package Rate As Pre-Determined By The Government
- Under The Government Backed Scheme, A Considerate Number Of Health And Wellness Centres Will Be Established Asper The Socio-Economic Caste Census Data
How To Apply For New Ration card
Ayushman Bharat Yojana Benefits
Ayushman Bharat Yojana Scheme Insures Almost 40% Off The Vulnerable And Needy Families In India. The Healthcare Services And Benefits That They Can Avail Are Listed Below:
- The Treatment And Healthcare Facilities Under PMJAY Is Available Across India And Is Free Of Cost
- The Ayushman Bharat Scheme Offers 25 Specialty Categories And It Covers A Wide Range Of 1,354 Medical And Surgical Packages Such As Neurosurgery, Cardiology, Etc.
- Ayushman Bharat Yojana Scheme Also Covers Post-Hospitalization Expenses
- In Case Of Multiple Surgeries, The Cost Shall Be Covered With The Highest Package. And For Second And Third Surgery, It Should Be Covered 50% An 25% Respectively
- The Scheme Also Covers The Treatment Cost Of Oncology With Chemotherapy For 50 Different Types Of Cancer. However, Both Medical And Surgical Package Cannot Be Availed At The Same Time.
- The Beneficiaries Under PMJAY Scheme Can Also Avail Follow-Up Treatment Coverage
Entitled To Avail Coverage Under The Ayushman Bharat Yojana?
- The Following Categories Of Entities Are Not Covered Under The Ayushman Bharat Yojana:
- People Who Own A Vehicle Like A Two-Wheeler, Three-Wheeler, Or A Car
- Government Employees
- People Whose Monthly Income Is More Than Rs 10,000
- Those Who Have Farming Machinery And Equipment
- Those Who Live In Properly Build Houses
- Those Who Hold A Kisan Card
- Those Owing A Motorized Fishing Boat
- Those Owing An Agriculture Land Of More Than 5 Acres
- People Employed In Government-Run Non-Agricultural Enterprises
- People Who Have Refrigerators And Landline Phones In Their Houses
Ayushman Bharat Eligibility Criteria For Rural And Urban People
To Avail The Benefits Of Ayushman Bharat Yojana Health Insurance Scheme, It Is Essential For All The People To Check For Their Names In The Socio-Economic Caste Census-2011 Data. This Will Ensure If Their Family Is Eligible To Be Covered Under Ayushman Yojna Or Not. And Only Those Households Whose Name Is Listed In SECC Database And Active RSBY Card Holders Are Entitled To Avail PMJAY Benefits.
Pradhan Mantri Jan Arogya Yojana Allows The Eligible Members To Avail The Healthcare Services Across India.
PMJAY Scheme: Eligibility Criteria For Rural
- Household With No Adult/Male/ Earning Member Within The Age Group Of 16-59 Years
- Families Living In One Room With Kuccha Kuccha Walls And Roof
- Families With No Members Within The Age Group Of 16-59 Years
- Household Without A Healthy Adult Member And One Disabled Member
- Manual Scavenger Families
- Landless Households Earning A Major Part Of Their Family Income From Manual Labour
PMJAY Scheme: Eligibility Criteria For Urban
- Domestic Worker
- Beggar
- Ragpicker
- Home-Based Artisans/ Tailor Sweeper/ Handicrafts Worker/ Sanitation Worker/ Mali
- Construction Worker/ Labour/ Painter/ Welder/ Security Guard/ Coolie
- Washer-Man/ Plumber/ Mason
- Electrician/ Mechanic/ Assembler/ Repair Worker
- Transport Worker/ Rickshaw Puller/ Conductor/ Cart Puller/
- Waiter/Shop Worker/ Assistant/ Peon/Delivery Assistant
- Street Vendors/ Hawker / Cobbler
How To Apply For Ayushman Bharat Yojana Registration Online 2022
Step 1: Candidates Visit The Official Web Site Of PMJAY @www.mera.pmjay.gov.in
Step 2: Ayushman Bharat Yojana Registration Online Login Using The Mobile Number And Captcha Code.
Step 3: Click On “Generate OTP” And Enter Your OTP.
Step 4: Now Select Your State And Category.
Step 5: Fill The Form Carefully And Submit It Online.
Step 6: Your Application Will Be Successfully Submitted.
Documents Required To Apply For Ayushman Bharat Yojana Scheme
- Age & Identity Proof (Aadhaar Card/PAN Card)
- Contact Details (Mobile, Address, Email)
- Caste Certificate
- Income Certificate (Maximum Annual Income To Be Only Up To Rs. 5 Lakh A Year)
- Document Proof The Current Status Of The Family To Be Covered (Joint Or Nuclear)
Government Documents That Can Be Downloaded using WhatsApp
How To Check Your Name In Ayushman Bharat Yojana Scheme List?
- There Are Various Methods To Check Your Name In The PM Jan Arogya Yojana -PMJAY Beneficiary List. Listed Below Are Some Of The Ways That You Can Try
- Online Method- Ayushman Bharat Online List Can Be Checked By The Beneficiaries. All You Need To Do Is Visit The Official Online Site Of The National Health Authority For Ayushman Bharat Yojana.
- Common Service Centres (CSC)- If You Are A Beneficiary Of Ayushman Yojna You Can Also Visit The Nearest Common Service Centres. If It Is Not Possible To Do So You Can Also Visit Any Of The Empanelled Hospitals To Collect The Information Form. You Can Check The Ayushman Bharat Hospital List On Their Site Or In Your Policy Documents.
- Contact Their Helpline No.- You Can Call On Any Of The Government Of India Provided Helpline Numbers (E.G. 1800111565) To Contact Their Customer Care And Seek The Information About PMJAY Scheme, Ayushman Card/E-Card, Ayushman Card Apply, Ayushman Card Download And Even Ayushman Bharat Scheme Registration.
- If Your Name Is There In The List, Then Only You Will Get The Ayushman Bharat Card.
Ayushman Bharat Yojana List Link
- Application Form Link: Apply Here
- Official Website: www.mera.pmjay.gov.in
FAQs
Q1. What Are The Documents Required For Ayushman Bharat Scheme?
Ans: Documents Required For Ayushman Bharat Yojna Are Age Proof Documents, Adhar Card, Contact Information, Family Structure, Income Certificate, Caste Certificate.
Q2. What Will Be The Amount Of Cover Under Ayushman Bharat Yojna?
Ans: Under Ayushman Bharat Yojna Families Will Get Rs. 5 Lakh Per Year For The Families Enrolled.
Q3. Where Can I Contact/Toll-Free Number In Case Of Any Issues?
Ans: In Case Of Any Issues, Applicants Can Contact To Helpline Numbers 14555 & 1800111565.